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Low Interest Credit Cards from Visa®, MasterCard® |
The list below of Low Interest Credit Cards highlight either a low
fixed rate APR or a low introductory APR. Fill out a secured application
online of your choice of credit card today.
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IBERIABANK Visa Platinum |


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Apply for the IBERIABANK Visa Platinum today! - Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A |
N/A |
Prime+5%-Prime+11% |
$$0.00 |
Yes |
Excellent |
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Apply Online Now!
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For customers with good to excellent credit
- 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards® points for your everyday purchases, and
enjoy fast and easy ways to earn and redeem so you can get the rewards
you want now
- Express Approval. Get a decision in less than 60 seconds.
Apply Online Now!
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*See terms and conditions |
Low Interest Cash Back
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Discover® More® Card – Biodegradable |


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Put more green in your wallet with the Biodegradable Discover® More® Card. New biodegradable card plastic breaks down 99% within five years in landfill conditions and leaves no toxic effects behind. - 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
*View Rates, Fees, Rewards and Other Important Information
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on all Balance Transfers with a 5% Balance Transfer fee |
10.99% - 18.99% |
$$0.00 |
Yes |
Good |
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Apply Online Now!
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For customers with excellent credit
- When you shop with Blue Cash, you can earn up to 5% cash back on
every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
Apply Online Now!
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*See terms and conditions |
Low Interest Rewards
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IBERIABANK Visa Gold |


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Apply for the IBERIABANK Visa Gold today! - Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00%
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- No annual membership fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 day grace period
- Online access to credit card account information
*See website for complete terms and conditions of card usage and application disclosure.
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| N/A |
N/A |
Prime+5%-Prime+11% |
$$0.00 |
Yes |
Excellent |
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Apply Online Now!
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For customers with good to excellent credit
- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
Apply Online Now!
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*See terms and conditions |
Low Interest Business
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Apply Now!
Apply Now!
Apply Now!
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All
now come with special offers! The Gift Card
can be use at participating merchants.
- Available in $25, $50, $100, $200 and $500 denominations.
- Card will be printed with the name "Gift Card Recipient".
- In one order, you can purchase up to 1400 American Express®
- There is a maximum order size of $35000 that can be purchased within a
14-day period.
- Subject to Terms and Conditions
* see terms and conditions
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* See the online low interest credit cards applications for details about terms and conditions of offer.
Reasonable efforts are made to maintain accurate information. However all
MasterCard credit card information is presented without warranty. When you click on the
" Apply Here " button you can review the Visa credit card terms and conditions on
the low interest credit card issuer's web site.
Low interest credit cards are ideal for people with good credit
that would like to take advantage of reduced interest rates. A major benefit of
low fixed interest rate lifetime balance transfer cards is that the interest
rate is usually set, fixed, and predictable for the life of the balance until
it’s paid off. You avoid having to deal with tricky interest rates that are
likely to reset at much higher standard levels at the end of some 0% balance
transfer promotional period. After all special 0% balance transfer offers
expire, they usually instantly reset to much higher variable rates of 15-20% APR
or more.
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